Porsche Financing

Benefits of Retail Financing

Retail financing a Porsche vehicle is a direct pathway to ownership, allowing you to focus on the driving experience.

Benefits of retail financing through Porsche Financial Services:

  • Often means no initial up-front cash payment is required, and many costs can be included in your retail installment contract
  • No mileage limitations can mean more time spent driving and enjoying your vehicle
  • Flexible terms spread vehicle cost over a time period that best suits your requirements
  • After payments are completed, you are in control of your vehicle's future - keep it, sell it, or do whatever you choose

Benefits of Leasing

Porsche Financial Services is a flexible and powerful choice that opens up your options - now and in the future. 

Leasing through Porsche Financial Services:

  • Includes eligibility into long-term loyalty programs, such as End of Term programs
  • Monthly payments are typically lower than comparable retail finance payments
  • Eliminates the uncertainty of resale value due to economic and other outside factors
  • Provides flexible terms and mileage options to meet the needs of your lifestyle




Incentive Programs

Once you are established in Porsche heritage, other driving experiences simply do not compare. Thankfully, through Porsche Financial Services’ Incentive Programs, driving the latest innovations is simple.

Lease Incentive Programs

 Lease Loyalty Waiver Program1 End of Term Lease Loyalty2
 Returning Customers Returning Customers
 
As a valued member of the Porsche Financial Services family, we feel it is important to reward your loyalty to through our Lease Loyalty Waiver Program.

1. You are a current Porsche Financial Services lease customer looking to lease or retail finance your next Porsche vehicle through Porsche Financial Services.

2. We will waive the disposition fee and up to $1,000 of excess wear on your existing Porsche Financial Services leased vehicle. 

3. Returning customers may also be eligible for the End of Term Lease Loyalty Program as an additional loyalty reward.
If you are a current Porsche Financial Services customer who is ready to step into a new model, the end-of-term End of Term Lease Loyalty Program is the perfect offer for you:


1. Porsche Financial Services may waive up to 6 monthly payments and the disposition fee of your current Porsche Financial Services lease when you start a new lease or finance contract with Porsche Financial Services.

2. Drive away in your new Porsche model, fitted with the latest technology, for a term that fits your budget and lifestyle.



 Welcome to Porsche Program3 


The Welcome to Porsche Program is available to those who are currently leasing through a competitive brand but have their heart set on driving a Porsche vehicle. This program ushers you into the Porsche family and allows you to choose between the MY25/MY26 Taycan, MY25 Macan ElectricMY26/MY25 Panamera, MY26/MY25 Macan, and MY26/MY25 Cayenne vehicles.

Program Highlights

  • Up to $1,500 individual payment credit.
  • Up to $4,500 total credit (equivalent up to 3 payments on the current competitive lease)
  • Competitive lease agreement must be within 180 days of maturity OR proof of competitive lease payoff must be remitted by Porsche Center. 

·    Available for MY25/MY26 Taycan, MY25 Macan ElectricMY26/MY25 Panamera, MY26/MY25 Macan, and MY26/MY25 Cayenne New and Ex-PMAP Vehicle contracts. 

Stop into your authorized Porsche Center for approval through Porsche Financial Services

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1Porsche Financial Services (PFS) will waive up to $1,000 of billed excess wear on existing PFS leases for customers who lease or finance their next Porsche with PFS. Customer must return existing lease vehicle (see existing lease agreement for return details) concurrent with entering into a new PFS lease agreement or PFS finance contract. Customer is responsible to pay any billed excess wear charge over the $1,000 waiver amount. excess mileage charges are not eligible for the waiver. Customer is responsible for satisfaction of all other terms and conditions of the existing lease agreement (e.g. late charges, past-due or remaining non-waived monthly payments and any other fees or charges owed under the contract). The $1,000 excess wear waiver per specified customer account. PFS $1,000 excess wear waivers are non-transferable. This offer is valid in the US only. Void where prohibited. This offer is subject to PFS credit application approval. Not all customers will qualify. PFS reserves the right to change or terminate the waiver at its sole discretion. Please see an authorized Porsche Center for details.

2Porsche Financial Services, Inc. (PFS) End of Term Lease Loyalty Terms and Conditions: Qualifying customers are eligible for a waiver of up to 6 remaining payments under an existing PFS lease agreement upon vehicle turn-in when customer executes a new PFS lease or finance contract for an eligible Porsche vehicle. Certain qualifying customers may be eligible for a waiver of up to 6 payments, depending on vehicle model and year of existing lease and vehicle model and year of new lease. An eligible vehicle is a new and untitled Porsche vehicle. Existing PFS lease agreement with an original term of less than 24 months is not eligible for the program. Customer must return existing lease vehicle (see existing lease agreement for return details) concurrently with entering into a new PFS lease agreement or PFS finance contract. Customer is responsible for satisfaction of all other terms and conditions of the existing lease agreement (excess mileage, excess wear and use, late charges, past-due or non-waived payments and any other fees or charges owed under the contract). The PFS End of Term Lease Loyalty is only applicable for scheduled payments on the existing lease agreement due on or after the new PFS contract date (Single Pay lease customers are not eligible). Past-due payments are ineligible for the End of Term Lease Loyalty offer. The number of monthly payments waived is based on the remaining term of the existing PFS lease agreement. The maximum number of payments waived will depend on the vehicle model and year. The amount of each monthly payment waived is set forth under the customer's existing PFS lease agreement. Maximum amount of each individual monthly payment waiver is $2,500. If the monthly payment is greater than the maximum amount, the customer will receive the $2,500 waiver (customer is responsible for any difference between the waiver and the monthly payment). Upon vehicle return, PFS will waive the disposition fee, if any (there is no disposition fee on New York Motor Vehicle Lease Agreements executed on or after January 1, 2025). The PFS End of Term Lease Loyalty cannot be redeemed as cash, nor can its value be applied or credited towards the new sale, lease or finance transaction. Limit one PFS End of Term Lease Loyalty offer per specified customer account. PFS End of Term Lease Loyalty is non-transferable. Contact an authorized Porsche Center for details.

3In order to be eligible for Welcome to Porsche (WTP), customers must be currently leasing a competitive vehicle, and lease or finance through Porsche Financial Services (PFS) an eligible vehicle. Qualifying customers are eligible to receive: 

  • A credit equivalent to the value of up to 3 payments (up to $1,500 per payment) on their current lease up to a total of $4,500 available on MY25/MY26 Taycan, Panamera, Macan, Cayenne & MY25 Macan Electric (all models) vehicles. The competitive lease agreement must be within 180 days of maturity at the time of entering into the new PFS contract.  

The competitive lease needs to have at least one scheduled payment remaining and needs to be greater than 30 days from the original maturity date as of the contract date for the eligible Porsche model. The competitive lease vehicle must be MY13 or newer. The WTP program benefits are not transferable. Program eligibility is restricted to the lessee/co-lessee on the existing competitive lease agreement. Please contact your participating Porsche Center for additional benefits and eligibility requirements of WTP. Must take delivery by 10/31/2025. This offer is subject to PFS credit application approval. Not all customers will qualify. PFS reserves the right to change or terminate WTP program at its sole discretion.